ФинКредо - Деньги Онлайн.

In the application, you can independently, spending a minimum of your personal time, choose a loan for yourself or get a quick cash loan from licensed financial institutions through the built-in directory of lenders. The catalog is constantly updated and contains only proven offers from Russian banks and microfinance organizations.To save time, you can use a single master application or chatbot in the application to automatically select the most suitable lenders in accordance with your financial request and, after completing the survey, receive a list of lenders with the most favorable lending conditions and the highest probability of issuing a loan/card/loan - All you have to do is make the final choice and receive the money.With our application you have access to:- Loans to a card from 500 to 100,000 rubles for a period of 61 days to 356 days and an interest rate of 0% to 1% per day or no more than 365% per annum (which includes the loan rate, as well as commissions and other expenses for the year ). At the same time, the total amount of all payments, taking into account interest, fines, penalties, fees for additional services (for example, insurance) cannot exceed the loan amount by more than 1.5 times;- Bank loans from 5,000 to 5,000,000 rubles for a period of 61 days to 10 years and an interest rate of 4.9% to 20% per year, as well as:- Consumer loans and credit cards- Mortgage- Car loan- Refinancing (on-lending)Requirements for borrowers:- age from 18 to 65 years;- passport of a citizen of the Russian Federation.Terms of delay:In case of violation of repayment terms, the amount of the penalty is no more than 0.1% per day. Penalties (fines, penalties) are charged only on the overdue portion of the principal amount, but not on the interest rate on the loan/credit.An example of calculating the total cost of a loan:A loan of 10,000 rubles was issued for 61 days. There are 365 days in a year, according to the contract the rate is 1% per day (the annual rate, accordingly, will be equal to 365%). The amount of interest for the year is 36,500 rubles. (10000*365%=36500), for 1 day 100 rubles. (36500/365=100), for 61 days, respectively, 6100 rubles. (100*61=6100). The total payment amount is 16,100 rubles. (10,000 rubles principal debt + 6,100 rubles interest).Example of loan calculation:Loan amount - 30,000 rubles; period - 8 months; interest rate - 11% per year.The monthly payment amount is RUB 3,906.The total loan amount is RUB 31,251. Overpayment on the loan - 1,251 rubles.The application contains calculators for calculating the loan payment schedule, comparing offers based on the size of the monthly payment, the amount of overpayment and the interest rate, recalculating the loan repayment schedule taking into account partial early repayment, and refinancing.List of creditors:- PJSC Ural Bank for Reconstruction and Development; OGRN 1026600000350. License No. 429. Address: 620014, Sverdlovsk region, Ekaterinburg, st. Sacco and Vanzetti, 67- LLC MFO Lime-Zaim; OGRN 1137746831606. License No. 651303045004102. Address: Novosibirsk region, Novosibirsk, st. Kirova, 48, off. 1401.- JSC Tinkoff Bank; OGRN 1027739642281. License No. 2673. Address: 123060, Moscow, 1st Volokolamsky proezd, 10, building 1- Seimer LLC; OGRN 1134205019189. License No. 651303532004088. Address: 650000, Kemerovo region, Kemerovo, Sovetsky Ave., 2/7.The complete list is presented in the appendix.There is Advertising. Information about advertisers via links in the corresponding cards/buttons/banners of the application (Federal Law-38 of the Russian Federation).Legal Disclaimer:The Application is not a financial institution/lender/broker/agent, does not directly or indirectly provide any financial services and is not responsible for the accuracy of rates, loan rates, overpayments and other information provided by lenders, as well as for any agreements or terms entered into - this a free information service that provides content and background information about credit cards, loans, car loans, mortgages and other loans.All logos presented in the application are the property of their respective owners and are taken from public sources.